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Here is the part that surprises people. Sacrifice 5% of an £80,000 salary and you save £80 a year in National Insurance. Do the same on £28,000 and you save £112. Employee National Insurance drops from 8% to 2% above £50,270, so the higher earner gets less out of it in actual cash. That is also why the people on £45,000 to £50,000 lose the most when the £2,000 cap lands in April 2029. HMRC counts 7.7 million people using salary sacrifice for pensions. 3.3 million of them go over the cap. Full nu
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NIB Contribution Hike Takes Effect January 5, Impacting Workers And Employers A major shift is coming for workers and employers as the National Insurance Board (NIB) rolls out higher contribution rates starting Monday, January 5. The increase, aimed at shoring up the long term sustainability of the country’s social security system, will see both employees and businesses paying more from the start of the new year. #NIB #SocialSecurity #WorkersAndEmployers #CostOfLiving #EconomicPressure
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